How large is your income gap?

If you become unemployed, your income falls to unemployment benefits. The calculator shows the gap between your desired coverage and your benefits, and which income protection policies can cover it. We do not calculate prices; request them from the provider.

How large is your income gap?

Estimate

Gross monthly salary

DKK

20,000100,000

Desired total coverage

I receive the enhanced unemployment benefit rate for the first 3 months

Estimated unemployment benefits

22,041 DKK

Your income gap per month

15,759 DKK

Income gap over 6 months

94,554 DKK

Income gap over 12 months

189,108 DKK

Schemes to cover 15,759 DKK/month

A&TIL Income Protection Flexmax. 60,000 DKK/month
Lederne Income Protectionmax. 60,000 DKK/month
IDA Income Protectionmax. 60,000 DKK/month
CA Income Protectionmax. 45,000 DKK/month
Det Faglige Hus Income Protectionmax. 40,000 DKK/month
Frie Income Protection Boostmax. 40,000 DKK/month
Djøf Income Protectionmax. 40,000 DKK/month
AKA Income Protectionmax. 40,000 DKK/month
Topdanmark Income Protectionmax. 40,000 DKK/month
HK Collective Income Protection(collective)max. 38,292 DKK/month
TL Income Protection(collective)max. 38,292 DKK/month
Ase Income Protectionmax. 30,000 DKK/month
MA Income Protectionmax. 30,000 DKK/month
Krifa Income Protectionmax. 21,000 DKK/month
Income Protection for Lærernes a-kassemax. 20,000 DKK/month
DSA Income Protectionmax. 20,000 DKK/month
LB Income Protection EKSTRA (BUPL)max. 20,000 DKK/month
Min A-kasse Income Protectionmax. Not specified
Business Danmark Income Protectionmax. Not specified
DM Income Protectionmax. Not specified
3F Income Protectionmax. Not specified
FOA Income Protectionmax. Not specified
Metal Income Protection (voluntary)max. Not specified
Alka Income Protection for other unionsmax. Not specified
GF Income Protectionmax. Not specified
PS Income Protectionmax. Not specified
Købstædernes Forsikring Income Protectionmax. Not specified
Socialpædagogernes Income Protectionmax. Not specified

Estimate. Unemployment benefits are calculated from the 12 best months of income in your last 24 months. Some insurers (e.g. Alka) calculate a percentage of salary after the labour market contribution (AM-bidrag). Sources: Ase: Unemployment benefit rates 2026, 3F: Rates 2026