DSA Income Protection
DSA Income Protection is individual income protection insurance from Din Sundhedsfaglige A-kasse (DSA). Requirements: membership of the DSA. It covers up to 80 % of salary with up to 20,000 DKK/month additional unemployment benefits.
- Provider
- Din Sundhedsfaglige A-kasse (DSA)
- Type
- Unemployment insurance fund – individual scheme
- Requires
- Membership of the DSA
- Insurance company
- Bauta Forsikring
- Maximum overall coverage
- 80 % of salary
- Maximum supplementary payment
- 20,000 DKK/month
- Waiting period
- Payment from the first day of involuntary unemployment (according to DSA)
- Qualifying period
- 180 days with insurance + 6 months' prior appointment
- Payment period
- 6 or 12 months - max. 36 months total
- Age
- Discontinued on the date on which you will be entitled to a public pension
- Price
- Depends on salary and coverage – calculated by Bauta
Additional terms
- Set off in municipal services for job clarification / resource development
Sickness coverage
Also covers temporary incapacity for work if you are completely unable to work because of illness or injury; DSA provides cover throughout the period of illness
Tax deduction
Tax-deductible
Sources
Last verified:
Related policies
Read more
Frequently asked questions
What is the qualifying period for income protection?
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The qualifying period is the time you must have had (and paid for) the insurance before you can get paid. It is typically 5-9 months: Frie 5 months, Ase / CA / Krifa / Det Faglige Hus / Lederne / GF 6 months, Djøf / Topdanmark / IDA / Alka / MA 9 months. If you are terminated during the period, you are not covered.
See FAQ →What is the difference between a waiting period and a qualifying period?
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The qualifying period runs from purchasing the policy until cover begins. The waiting period (karens or selvrisiko) is the number of days from becoming unemployed until payments start: for example, 28 days with Ase, 30 with CA and 45 with Djøf. Some providers use “karens” for the qualifying period, so read the terms.
See FAQ →Are income protection payments taxable?
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Yes. Income protection payments are taxed as ordinary A-income, but no labour market contribution (AM-bidrag) is payable on them. Income protection is therefore not tax-free.
Sources: A&TIL: Tax rules on income protection
See FAQ →What income protection is available to nurses and healthcare staff?
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Members of Din Sundhedsfaglige A-kasse (DSA) can buy DSA Income Protection through Bauta Forsikring, with up to 20,000 kr./md. on top of unemployment benefits for 6 or 12 months. We have not found separate income protection from Dansk Sygeplejeråd (checked 01.10.2026).
See DSA Income Protection Insurance →See FAQ →