- Requires
- Full-time member of Det Faglige Hus’s unemployment insurance fund
- Type
- Unemployment insurance fund – individual scheme
- Insurance company
- Det Faglige Hus Forsikring (CVR 34723001)
- Maximum overall coverage
- 90 % of salary
- Maximum supplementary payment
- 40,000 DKK/month
- Waiting period
- 0 or 15 calendar days (you choose)
- Qualifying period
- 6 months
- Payment period
- 6 or 12 months (12 months requires Værdiplus) - max. 36 months in total
- Age
- 18-59 years for purchases
- Minimum salary
- 28,000 DKK/month
- Price
- Depends on age, type of job, coverage and in particular the municipality of residence
- Sickness coverage
- Also covers incapacity for work for certain diseases / accidents
- Tax deduction
- Tax-deductible
- Caveats
- The price statements do not provide the selected coverage (DKK/month) - only use them as a measure of magnitude.
Compare two income protection policies side by side
Choose two policies and compare their terms side by side. All figures are verified against providers’ own websites; missing information is marked with a source link.
Last verified .
- Requires
- Member of 3F and 3F A-kasse
- Type
- Trade union – individual scheme
- Insurance company
- Alka
- Maximum overall coverage
- 90 % of salary
- Maximum supplementary payment
- No DKK limit disclosed
- Waiting period
- 0 or 1 month (General conditions of Alka)
- Qualifying period
- 9 months
- Payment period
- 6 or 12 months - max. 36 payments in total (Alka's general terms)
- Age
- To be purchased before 61 years of age (Alkas 3F brochure 2026) - ends at retirement age
- Minimum salary
- 27,830 DKK/month
- Price
- Calculated at Alka (70 30 05 07)
- Sickness coverage
- Not disclosed – see terms
- Tax deduction
- Tax-deductible
- Caveats
- Minimum salary: 3F’s website states 27,830 kr.; Alka’s 3F brochure 2026 states 27,460 kr.
► See all individual income protection insurance in the full comparison